Introduction

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Although the development activities in various sectors of rural economy of Bangladesh ( area 147,570 sq km and population 145 million) are being carried out over the last decades, there are many rural areas where nearly 45 % of the population, particularly women and children, live in below poverty- line amid ignorance hunger, diseases and deprivation. As a means to remedy the situation and expedite the well- being of  these non - privileged  rural poor people, this NGO named "International Financial Development Organization(IFDO) was founded on 01-07-2006 by some local committed social workers.  


International Financial Development Organization (I.F.D.O.)


At present at village Ulukandi, P.O.: Borogazipur,    Upazila: Titas, Dist.: Comilla.



Constitution



Approved
Sd./ Illegible
   (Seal)


A Non-government registered Organization.


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO









Constitution

Section-1
:a)  Full name address  of the organization
: International Financial Development Organization (I.F.D.O.)

International Financial Development Organization (I.F.D.O.), Village: Ulukandi, P.O.: Borogazipur, Upazila: Titas, Dist.: Comilla.


b) Head Office
: Head office of the organization situated in Comilla. Subsequently it will be situated at any place of Bangladesh.


c) Work area of the organization
: Whole of Bangladesh.


d) Date of the establishment
: 01/01/2007


Section-2
: Nature of the organization
: Non –political, non-profitable and voluntary organization. 

Section-3
: Model, aims & purposes
: a) Keeping faith on the most merciful Allah to ensure accountability and to provide customer service based on Islamic Law with the highest commitment of the organization, to acquire development one by one, at the same time to contribute in the finance and the main aims and purposes of the organization is gain establishment as an efficient and standard organization of the country by the utmost usage of the information and technology. The main aims and purposes of this organization are development and change of the social status including ensure the utmost usage of the limited asset gotten by development of education, treatment, socio-finance and development of consciousness of the back behind vast population of Bangladesh.
Section-4
: Programs of the organization
: (1) To provide cooperation in standard treatment and rehabilitation of the uprooted people and the drag addicted people.

Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO



(2) To take health affairs programs in order to ensuring the health service of children, young men and women, male and female of all stages of Bangladesh. For instance, to build up clinic or heal care center to protect the mother and children from malnutrition (As per taking permission of the appropriate authority).


(3) To ensure supplying aids for the people of the natural disaster affected areas and to give cooperation in rehabilitation programs and development. To take preparatory measure for encountering to earthquake.


(4) In order to increasing the rate of the primary education to create mass consciousness and to cooperate in removing illiteracy and begging profession establishing social education institution.


(5) To ensure the pure drinking water to install tube well in every village.  In order to creating consciousness for using sanitary latrine to conduct the program of supplying sanitation and arsenic free drinking water  and to provide the appropriate cooperation.  


(6) In preserving the environment in order to planting trees, making forestation to provide tender trees for encouraging the people.


(7) To provide the legal aid for increasing and consciousness of the helpless widow, divorcee, prostitute women. To create consciousness about the family planning and to free from them from the curse of suicide.


(8) To take the necessary step for rehabilitating the physical/mental disable people. To take step for rehabilitating the vagabond women and men.  


(9) To receive membership of various government, non-government or international organizations, to donate subscription and act jointly.

Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO




(10) To take measure of training about the small and cottage industries, fish culture, livestock and poultry, cultivation of vegetable for employment of the helpless poor women /men and the unemployed youth and to give courage making farm and providing the overall cooperation.


(11) To invent suitable new technology and to take measure for applying in all stages of the society. Increasing efficiency, giving training and selling the made goods/matters on various productive activities to make fund of the organization and to create employment.


(12) To build up the neglected lagged behind people of the society as saver  and to make the social and national  development by running income extending micro credit program to build up them as self-sufficiency.


(13) To take measure of training to the local farmers for cultivation in modern method and to provide all kinds of cooperation including supplying the standard quality seeds  and tools. To take the agriculture based project in order to making the landless farmers self-reliance and to help and cooperate the modern nursery. To cooperate providing the landless land and making houses for the houseless people.


(14) In order to fulfilling the purposes of the organization to make agreement for its donation and grant  from government, non-government, international, local and foreign organizations and to act according to their principles. To pay donation for the membership of the aforesaid organization and to take part in various publicity.


(15) In order to implementing the aims of the organization to construct the necessary organization for implementing the particular activities of the grant of any person, organization or institution of local and foreign.

Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO




(16) To set various technical training centers in order to build up the educated unemployed youths as self-reliance, to make show-room of the handicraft, various kinds of training center and academy.


(17) Necessary steps can be taken  for protecting all kinds of unsocial activities including existing drag addiction, cancer, women torturing, dowry, polygamy, early marriage, acid throwing in the country. That means mass consciousness can be made for establishing human right.


(18) Maintaining the national and international days and holding up these significance to organize seminar, symposium and discussion function.


(19) To take measure inspecting public welfare, inquiry, survey and researching activities. 


(20) In order to social express  and mass consciousness publishing dailies/weekly newspaper, bulletin, magazine  and using the modern technology by audio and other electronics to contribute in developing the socio-economics development.   


(21) To make consciousness of the back behind people and people engaged in the various professions by humanitarian and efficiency training and encourage them to develop the savings attitude.  


(22) For hastening the social serviceable work and for executing smoothly to contact with various voluntary organizations and institutions and all kinds of government organizations and adjust and taking financial and technical cooperation and give cooperation.


(23) The old men and women who are leading life with sorrow and pessimism in the verge of their life  make their mental and physical development that means to rehabilitate those.

Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO




(24) To remove the swamping of changing the configuration  and taking lease of the pond, river and  to  keep natural balance by re-excavation and do fish culture.  


(25) To take measure about training, seminar, workshop and agreement with government, semi-government, non-government voluntary organization, local government, educational institutions, international organization and persons.


(26) To work out overall village development for the development of socio-economics condition and implementing and to run the income increasing activities.


(27) Without the above-mentioned activities for implementing the purposes of the organization any kinds of activities will be conducted as per the decision of the Executive Director.
Section-5
: Rules or admission membership
: 1) Any citizen of Bangladesh below 18 (eighteen) years if keep believe in the ideal, purposes and programs of the organization he will  gain efficiency to be a member.  


2) Any person of sound mind and serviceable attitude can apply to be the primary member of the organization. But he must be the citizen of Bangladesh by birth.


3) The applicant will apply  to General Secretary/Executive Director. But if the application is accepted by the Executive Director the said person will be regarded as the general member of the organization.


4) If the application of the applicant is accepted he will gain primary membership of the organization depositing admission fee amounting Tk.10,000/- (ten thousand taka only) and will pay Tk.2,000 (two thousand taka) that will  be paid in every month and year.

Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO


Section-6
: Classification of member
: (a) General Council member:

The primary members will be regarded as the general member.
(b) Executive membership:
The members selected by the general members will be regarded as the members of the Executive Council. Without the post of General Secretary/Executive Director.
(c) Permanent member/Establishing member:
During the establishment of the organization the entrepreneur Executive Director/General Secretary will be regarded as the establishing member/permanent general secretary executive director of the said organization.  


(d) Life time member:
If any person/organization pay at a time in cash Tk.20,000 (twenty thousand taka only)  in that case he will gain life time member of the organization. The life member will not have voting right and he never can contest in any election of the organization. The life time members will deserve of special honor from the organization.  


(e) Donor member:
If any person/organization donate at a time in cash Tk.50,000/- (fifty thousand taka only) or any movable/immovable goods of equal worth value in that case he will be regarded as the donor member. The donor members will not have voting right and he never can contest in any election of the organization. But he can take part in various important activities advising, suggestion/conducting election etc.


Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO


Section-7
: Cancellation of membership
: (a) The members responsible for subversive activities of the said organization after evidences the Executive Director/General Secretary can expel them.

(b) If any member do any activities against the purpose, aims and interest of the organization in that case his membership will be cancelled.

(c) If the specific subscription of the organization  if not paid regularly in that case his membership will be cancelled.

(d) In case remain absence from three consecutive meeting in that case his membership will be cancelled.

(e) In case of unsound mind or convicted by the court in that case his membership will be cancelled.

(f) In case of the death of any member or withdraw membership willingly in that case his membership will be cancelled.

(g) Whichever happened above in the matter of cancellation of any membership the decision of the Executive Director will be regarded as cancel.

Section-8
: Reinstating membership
: Without sub-clause (e) and (f) of the section 7 (seven) in case the membership is cancelled for any other cause  he can apply for getting back membership. As per the approval of the Executive Director after paying the current dues of the member  depositing amounting Tk.500/- (five hundred taka only) as membership fee he can get membership again.




Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO




Section-9
: Membership right
: Without the life time member and donor member Executive Director/General Secretary  post  within the rest 7 (seven) posts 6 posts is suitable for selection. The post of the Executive Director will be instated for the life time. The post of the Executive Director is permanent.

Section-10
: Kinds of Council
: This organization will have three organizing council.

(1) General Council
(2) Executive Council
(3) Advising Council


(1) General Council

: Without the life time or donate member of the organization General Council will be formed with other members. The meeting of will be held at lest once in year. The General Council will made report about the annual planning, programs, accounts of annual income and expenses. The number of members of this council will be at least 21 (twenty one) there will be no above number.


(2) Executive Council
with rest 4 posts

: Ins the consent of the majority number of member of the General Council will be formed without the Executive Director by the secrete ballot or on the basis of nomination/agreement. Year will  be counted from 1 January to 31 December. Proxy vote can be regarded. This Council will be made of 7 (seven) persons.



Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO





(a) Chairman
: 1 (one)


(b) General Secretary
: 1 (one)


(c) Members
: 5 (five)
The Executive Council will execute and control all of the activities of the organization.


(3) Advising Council

: Advising Council comprising of at least 2 (two) members of the General meeting will be formed. This Council will be formed among the members of the General Council or comprising various persons of the locality. Advising Council will give good suggestion for the smooth run of the organization. The Executive Director of the Council by ex-officio will be regarded as the member of the Advising Council. The term of this Council will be 2 (two) years.

Section-11
: Liability, responsibility and right of the membership
: (1) Member of the General Council: The general members will take part in general meeting. Remain presence in the meeting by imposing voting right without only the Executive Director  all of the posts of the Executive Committee is suitable for election member and advising council will do election. The General Council will consider all criticism and proposal and if necessary will submit at general meeting. They can alter, change and correct any activities of the organization.



(2) Executive Director: The Executive Director will execute and supervise all of the activities of the organization.


Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO




(3) Advising Council Member: The members of the Advising Council members can give suggestion in case of policy determination of the organization in taking plan. If necessary the Executive Director will call on suggestion to the Advising Council.

Section -12
: Duty/responsibilities and rights of Executive Director officers
: (1) Chairman:
(a) He will preside over at all of the meetings. The General Secretary will call on the meeting. In case any question arises at the meeting and in case of equal number of voting he will settle that by giving casting vote by dint of his own power. If necessary he can postpone the meeting. But the matter have to be settled calling on the postponing meeting within 7 (seven) days.
 


: General Secretary:
(a) He is the Chief Executive of the organization. By ex-officio he will maintain his duty as the Executive Director. He will make out the programs of the meeting and will call on all of the meeting of the organization. He will write the proceedings of all of the meetings and will be liable for keeping and completing the deeds, accounts of the organization smoothly. He will transact all of the contact and letters of the organization. The General Secretary will supervise the administrative and the official activities and will give suggestion. No bill will be passed without the signature of the General Secretary.



(b) In facing any kinds of state of emergency the General Secretary will deserve the power of completing any activities in discussing with the chairman on emergency basis.


Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO




(c) For increasing the income and expense of the organization the General Secretary will try all of the time. He will  take necessary step for getting the financial cooperation from various government, semi-government and autonomous and international organizations.



(d) The General Secretary will submit the activities and the entire report of the accounts of income and expenses  including the future work policy of the organization at annual General Meeting and will make approval. Audit of income and expense of the organization  will be made by the audit farm approved by the government or the registration authority.



(e) As per the decision of the Executive Council the General Secretary will maintain all of the duties about the appointment, transfer, fire, dismissal and suspension etc of the officers and employees or will give its duty to any one.



(f) For the proper administrative management making the regulations of the service and other manual as per law will execute employee/officer.



(g) As per the specific condition  he will deserve the right of full power of the changing of any kind of organizational post.



(h) The General Secretary deserve the right to dismiss any member of any organization at any time, for that he not needed permission from anyone.




Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO



New  amendment
(i) In the necessary of the work of office The Executive Director breaking the Executive Board can constitute board of comprising three members. Subsequently can form new Executive Board within 30 days. Accountability will have to made to Executive members and General members comprising of 7 members.



(j) In case the Chairman did not settle any problem within 7 (seven) days  if the matter is not informed to the Executive Director within the said 7 (seven) days the Executive Director can settle the matter within 7 (seven) days with the members.



(3) Finance Secretary:
He will make the accounts of income and expense of the organization and will keep the voucher properly jointly with General Secretary. He will make the voucher of all of the income and expense of the organization and will make approval signature of the General Secretary and keeping the accounts of all of the income and expense of the project will hand over to the General Secretary. If wish the General Secretary can dismiss him from this work.








Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO




(4) Member Secretary:

In the absence of the Chairman by the  consent of the most of the members any Chairman will maintain its duty. The Member Secretaries will be liable to maintain the duty imposed by the General Secretary.

Section-13
: Election Commission
: For conducting the  Election Commission comprising of one member will be form who are not Life Time member/donor member /member of the organization. He will start the election activities before 30 days of ending the current committee. In dual annual General Meeting without the new Executive Director the Executive Committee will be formed and in that very day the old committee will hand over the duty to the newly formed committee.

Section-14
: Letter of calling meeting
: (1) General Meeting: To be held in 15 (fifteen) days notice at least 1 (one) time.

(2) Executive Council Meeting: To be held in 7 (seven) days notice one time in 6 (six) month.

(3) Requisition Meeting: In the interest of the organization if the Chairman/General Secretary call on any Requisition Meeting will be held in the presence of the most of the members. But the decision of the requisition meeting will be effective by the discussion or decision with the registering authority.






Approved
Sd./Illegible
   (Seal)
(4) Quorum: Quorum will be form in the presence of  two-thirds members in all of the meeting.


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO



Section-15
: Financial mismanagement
: The Executive Director/General Secretary to whom think fit accompanying two persons financial transaction of the bank will be made in the signature of two persons among which signature of the General Secretary is must. But the accounts of all of the foreign grants gotten by the organization will be run by only an account by any schedule bank. For the expense of the organization the General Secretary can keep up to at a time Tk.1,00,000/- (one lac taka only)  and for the additional account it have to adjust by voucher in the next time. If the activities of the organization if scattered in various areas/units for the facilitate of the  activities bank account can be opened in project area. The General Secretary will transact of the bank in joint signature with unit chief. Or someone will deliver duty. Audit activities will be executed by the audit farm enlisted audit farm of the bureau of NGO.


Duty of the Executive Director
: (1) Regular subscription of the members special subscription.
(2) Membership fee, Re-membership fee, grant etc
(3) Donation and grant.
(4) In the aid of the persons of organization/association of home and abroad and government aid.
(5) Income of the program of the organization.
(6) Received from other miscellaneous source.



Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO



Sectors of expenses
: (1) In the development of the organization and in implementing various programs;
(2) Salary and office rent of the officers/employees of the organization;
(3) For public welfare activities;
(4) For rehabilitation of the poor patient, widow, sorrowful mother and destitute cripple.
(5) Giving and supplying scholarship and materials of educations among the poor and meritorious students;
(6) Expenses for the employed poor people, increasing of income and for constructing humanitarian and technical development training center.
(7) Expenses for other miscellaneous cases.




Section-16
: Branch
: As per requirement the branch of the organization can be set up at many police station, various area in whole of Bangladesh and those will be controlled by head office.

Section-17
: Activities run by the organization and appointment of the officers/employees of the project
: For the specific posts of the project the General Secretary will call on the application of the fit persons then the efficient persons will be appointed.

In this case by the necessary examination General/Executive Director will call on the application of the efficient persons. After selecting the gotten application the efficient persons will be appointed. In this case by the necessary examination and the General Secretary will select the fit persons







Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO




Section-18
: Amendment method of the constitution

Former amendment as per the decision of the Executive Committee  
: For bringing amendment on any matters of the constitution it will depend on the opinion of the Executive Director of the amended chapter. After receiving that will be submitted before the registering authority for final approval. If approved by the registering authority that will be regarded as effective.

Section-19
: Dominance of rules and regulations  
: Whichever is mentioned in this constitution the organization will be conducted as per The Foreign Donations (Voluntary Activities) Regulations Rules, 1974.

Section- 20
: Termination system of the organization
: If it necessary to terminate the organization in that case the organization will be terminated as per the direction of the registering authority by resolution by the consent of all of the members.

Section-21
: Audit
: The audit activities of the organization will be made by the audit farm enlisted by the bureau of NGO affairs for audit related activities.









Approved
Sd./ Illegible
   (Seal)


Sd./ Illegible
Jowel Miah
Executive Director
IFDO
Sd./ Illegible
Md. Azizul Hoque
Chairman
IFDO

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